A Brief History of Bad Housing-Finance Policy

The Wall Street JournalTuesday, October 14, 2025 at 8:11:00 PM
NegativeU.S News
A Brief History of Bad Housing-Finance Policy
The article discusses the shortcomings of the 30-year fixed rate, low-down-payment mortgage, highlighting how it fails to adequately support individuals with weak credit and unstable incomes. This matters because it sheds light on the systemic issues in housing finance that can lead to financial instability for vulnerable populations, ultimately affecting their ability to secure stable housing.
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