Jean Chatzky sends urgent message on 401(k) risk

Every fall, retirees in America eagerly await the announcement of Social Security's cost-of-living adjustment (COLA) for the upcoming year. This year, with 70 million recipients, the anticipation has been mixed with a need for patience due to ongoing discussions and data evaluations. The COLA is crucial as it directly impacts the financial well-being of retirees, ensuring their benefits keep pace with inflation. Understanding how this adjustment is determined is essential for those relying on these funds.

Heimar's Q3 2025 presentation revealed a promising increase in rental income and EBITDA, both rising by 8.2%. This growth not only highlights the company's strong performance but also indicates improving financial stability, which is crucial for attracting investors and ensuring long-term success. Such positive trends can boost confidence in the market and signal a robust recovery in the real estate sector.

Warren Buffett, the legendary investor, is celebrating his retirement, and in doing so, he's sharing some of his most insightful investing quotes. His wisdom, drawn from years of experience, not only highlights his investment strategies but also serves as inspiration for both seasoned investors and newcomers alike. These quotes encapsulate his philosophy on investing and life, making them valuable lessons that resonate beyond the stock market.

Raghuram Rajan, a former central banker, shares his insights on the rising gold prices and the potential risks they pose to financial stability. His perspective is crucial as it highlights the interplay between commodity prices and economic health, urging policymakers to remain vigilant in managing these challenges.

Dave Ramsey and AARP are raising concerns about the future of Social Security, a critical source of income for many Americans in retirement. With growing uncertainty about the program's sustainability, individuals are increasingly anxious about whether they can rely on these funds when they stop working. This issue is significant as it affects millions of retirees who depend on Social Security for their financial stability.

The U.S. trade war has prompted Canada to accelerate the expansion of Montreal's port, a move that officials believe will provide Canadian importers and exporters with new alternatives to the U.S. market. This upgrade is significant as it not only enhances Canada's trade capabilities but also strengthens its economic resilience in the face of international trade tensions.

Workday is making a significant investment in artificial intelligence, aiming to attract new customers by introducing its own AI tools and agents. Despite facing stock challenges this year, CEO Carl Eschenbach believes that the market is overlooking the potential of their AI initiatives. His recent appearance on Bloomberg Open Interest highlights the company's commitment to innovation in the business software sector, which could reshape how organizations operate and enhance productivity.

Oil prices have dropped by 19%, providing relief for drivers at the pump. This decline is significant as it helps consumers save money on fuel, especially during times of economic uncertainty. However, the drop in prices is also squeezing the oil industry, which may face challenges in maintaining profitability. This situation highlights the delicate balance between consumer relief and industry health, making it a crucial topic for both drivers and stakeholders in the energy sector.

Advanced Micro Devices (AMD) is gaining traction on Wall Street as a leading player in the AI sector, thanks to its impressive GPU roadmap and a significant partnership with OpenAI. This collaboration highlights AMD's commitment to innovation and positions it well in the competitive tech landscape, making it a stock to watch for investors looking for growth in AI technologies.

The U.S. is facing significant challenges in reducing its reliance on China for rare earth minerals, which are crucial for various technologies and industries. This dependency raises concerns about national security and economic stability, as China currently dominates the global supply chain for these essential materials. The struggle to diversify sources and enhance domestic production highlights the urgency for the U.S. to develop a more resilient strategy in the face of geopolitical tensions.

The NHL has reached an agreement with prediction markets, a move that could enhance fan engagement and betting opportunities. This partnership is significant as it reflects the growing intersection of sports and technology, allowing fans to interact more dynamically with the game. As the sports industry evolves, such deals may pave the way for more innovative experiences for fans and stakeholders alike.